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	<title>TheGuideTo.com</title>
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	<pubDate>Sat, 20 Aug 2011 01:13:29 +0000</pubDate>
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		<title>Herpes Simplex</title>
		<link>http://theguideto.com/herpes-simplex/</link>
		<comments>http://theguideto.com/herpes-simplex/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 21:40:40 +0000</pubDate>
		<dc:creator>theguideto</dc:creator>
		
		<category><![CDATA[Health and Fitness]]></category>

		<category><![CDATA[Herpes Simplex]]></category>

		<category><![CDATA[Herpes Symptoms]]></category>

		<category><![CDATA[Herpes Treatment]]></category>

		<guid isPermaLink="false">http://theguideto.com/?p=2110</guid>
		<description><![CDATA[Herpes is one of the most common sexually transmitted diseases today. This disease is caused by the Herpes Simplex virus, a part of the Herpesviridae family of viruses. The Herpes Simplex virus is caused by two strains, the type 1 or HSV 1, and the type 2 or HSV 2. The type 1 strain causes [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: left"><span style="font-family: Times New Roman;font-size: small">Herpes is one of the most common sexually transmitted diseases today. This disease is caused by the Herpes Simplex virus, a part of the Herpesviridae family of viruses. The Herpes Simplex virus is caused by two strains, the type 1 or HSV 1, and the type 2 or HSV 2. The type 1 strain causes symptoms such as blisters and lesions in the areas around and inside the mouth while the type 2 (genital herpes) strain causes those symptoms to appear around the area of the sex organs.</span></p>
<p style="text-align: left"><span style="font-family: Times New Roman;font-size: small">These two strains of the Herpes Simplex virus cause extreme pain and discomfort when it infects humans. Though not life-threatening, people infected could easily transmit the virus through contact with the infected skin area. The reason why this infection causes so much pain is because the virus resides and multiplies around the nerve endings of the skin area. Though infection is common in either the mouth area or the genital area, these symptoms may appear on any part of the skin.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt"><strong><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">How to Treat Herpes?</span></strong></p>
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<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">There is no cure for the herpes virus. Although there is no herpes cure to date, there atre ways to treat the herpes virus. Living a healthy lifestyle and eating right will make your immune system better. Many healthy people live with HSV-1 and HSV-2 without even being aware they carry the virus. An individual may not know they are spreading the herpes virus to others and this is one of the reasons why it continues to spread. </span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt"><strong><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Prevention from Herpes</span></strong></p>
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<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">The only sure way to prevent herpes is to avoid direct contact with the virus. This means avoiding contact with either oral or genital regions that have the infection. This can be very difficult because the virus is still contagious while sores may not be visible. </span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Some suggestions to prevent picking up the genital herpes virus are:</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Refrain from sexual activity when blisters are present in the genital regions. Condoms can help if they cover the infected area, but are not 100% effective. Cleaning the genital region after sex can help also as long as one was also wearing a condom. Avoid ejaculating inside the vagina if sores are present in the urethra. </span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Some suggestions to preventing oral herpes outbreaks are:</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Using a lip protectant to avoid cracks and abrasions that can more easily be infected will hep prevent oral herpes outbreaks. Maintaining a healthy immune system through adequate sleep and nutrition will help your body to better fight against a potential outbreak. Maintaining a low level of stress will also help to reduce outbreaks.</span></p>
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<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Herpes Treatments can be broken down into the following categories:</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><strong><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Herpes Drugs:</span></strong></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Over the counter and prescription antiviral medications can help shorten and prevent outbreaks for a period of time. These first came on the market approximately fifteen years ago. Acyclovir is the most common prescription but there are now many options and your doctor should be consulted about what drugs could help treat your particular case of herpes. Make sure to see a doctor while you still have the outbreak. In the meantime, non-prescription painkillers can also help dull the pain. </span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><strong><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Topical Ointments for Herpes:</span></strong></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Topical creams and topical suppressive therapy for herpes symptoms can speed healing and help reduce transmission to partners. There are several options, but again, your doctor should be consulted about your particular case of herpes. Some topical ointments can keep the infected area too wet, and hinder healing. </span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><strong><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Home Remedies for Herpes:</span></strong></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Proper nutrition and a healthy immune system is one of the best ways of controlling the virus. Don&#8217;t neglect nutrition, exercise, stress management and rest. Some important home remedies include:</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">*Keeping the infected are as clean and dry as possible. </span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">*A moistened teabag has tannic acid with antiviral properties that can help speed healing. </span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">*Avoiding foods with high acid content (citrus fruit for example), which can exacerbate oral sores. </span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">*Avoiding tight fitting clothing which can irritate the sores and can cause spreading.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">*Luke warm baths help with pain and hygiene. </span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">*Aloe Vera may help speed healing.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt"><strong>Alternative Remedies:</strong></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Natural healing formulas made from essential oils have also become available in the past few years. These have been shown to have anti-viral properties against herpes simplex. These include: mint extracts, echinacea creams, tea tree oils, gypse mushrooms, propolis resin, and extracts from the plant propolis vulgaris.</span></p>
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<p class="MsoNormal" style="margin: 0cm 0cm 0pt"><strong><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">What Are The Main Symptoms of Herpes?</span></strong></p>
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<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Symptoms of herpes vary depending on the person. Symptoms are typically characterized by periodic eruptions of bumps, blisters and lesions. Most often, small red bumps appear first, develop into watery blisters, and then become itchy, painful sores that develop scabs. These tend to occur in the oral or genital regions, depending on the type of herpes contracted. The blisters often resemble those seen in chickenpox (a sub-form of herpes, HHV-3). Sores typically last two to four weeks, but recur in frequent intervals. The first outbreak is usually the worst and may be accompanied by flu-like symptoms. However, many infected people only show very minor signs that they have the disease. </span></p>
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<p class="MsoNormal" style="margin: 0cm 0cm 0pt"><strong><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Common Symptoms of Herpes: Oral Herpes</span></strong></p>
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<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">By far the two most common forms of herpes are oral herpes and genital herpes. Oral herpes cause ulcerative lesions in the oral region that are commonly referred to as cold sores or fever blisters. Fever blisters or cold sores usually look like tiny, clear, fluid-filled blisters on the face (most commonly on the corner of your lips). They can also occur on any part of a mucous membrane, including: blisters under the nose, on the tongue, inside the cheek, on your gums, or the roof of your mouth. These lesions are sometimes accompanied by flu-like symptoms. The number of blisters varies from one to a cluster of many. A cold sore usually clears by itself in one to two weeks. The blisters typically become very itchy or sensitive, and eventually these blisters break on their own, allowing the fluid contents to ooze. In due course, scabs form, leaving slightly red skin. These marks will not scar, but avoid scratching or picking at them excessively, as this may encourage scarring and spreading the virus. </span></p>
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<p class="MsoNormal" style="margin: 0cm 0cm 0pt"><strong><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Common Symptoms of Herpes: Genital Herpes</span></strong></p>
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<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Genital herpes cause similar legions to those in oral herpes, but focused in the genital region (including the genitals, buttocks, or anal area). The severity and frequency of symptoms can vary a great deal from person to person. Some people experience severe outbreaks with painful burning and multiple blisters and sores, while others sense only mild discomforts. Typically, symptoms appear within two weeks of having sexual contact with an infected person. Symptoms can then last two to three weeks. These can include:</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">An itching or burning feeling in the genital or anal region may be a sign of genital herpes. Flu-like symptoms, vaginal discharge swollen glands, pain in the legs, buttocks or genital area are also signs that you may have genital herpes. Small red bumps that turn into blisters that will become open sores is also a sign of the herpes virus.</span></p>
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<p class="MsoNormal" style="margin: 0cm 0cm 0pt"><strong><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">When Will I See Herpes Symptoms And How Long Will They Last?</span></strong></p>
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<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Once you have been exposed to the virus through direct skin-to-skin contact, it can take anywhere from two to twenty days before you first experience symptoms. The first outbreak of herpes is usually the worst one you will experience. On average, the first herpes outbreak lasts two weeks in men and about three weeks in women. </span></p>
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<p class="MsoNormal" style="margin: 0cm 0cm 0pt"><strong><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Potential to Confuse Herpes with Other Symptoms</span></strong></p>
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<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Genital herpes can be tricky to diagnose. People often confuse herpes outbreaks with an outbreak of boils. Boils are larger and more painful, but unlike with herpes, a variety of cures are readily available. Women can also misdiagnose or mistake herpes sores in the vagina for other types of infection. It is not uncommon for a physician to misdiagnose herpes as a yeast infection or other forms of inflammatory disease. </span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;font-size: 12pt">Of course, your physician is your best bet for a proper diagnosis. It is important to visit your doctor if you think you have an outbreak. The best way for your health care provider to diagnose genital herpes is by looking at the sores while you still have an outbreak.</span></p>
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		<item>
		<title>Credit Score Report</title>
		<link>http://theguideto.com/credit-score-report/</link>
		<comments>http://theguideto.com/credit-score-report/#comments</comments>
		<pubDate>Fri, 29 Jul 2011 01:45:32 +0000</pubDate>
		<dc:creator>theguideto</dc:creator>
		
		<category><![CDATA[Business and Finance]]></category>

		<guid isPermaLink="false">http://theguideto.com/?p=2107</guid>
		<description><![CDATA[Request a Free Credit Report
Each year consumers are entitled to receive 1 free credit report each year. There are also specific situations where you can also receive a credit report for free.
-          You are currently collecting welfare as Social Assistance
-          You are currently unemployed and are looking for a job within the next 2 months
-          [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><strong><span style="font-size: small"><span style="font-family: Calibri">Request a Free Credit Report</span></span></strong></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: Calibri;font-size: small">Each year consumers are entitled to receive 1 free credit report each year. There are also specific situations where you can also receive a credit report for free.</span></p>
<p class="MsoListParagraphCxSpFirst" style="margin: 0cm 0cm 0pt 36pt"><span><span><span style="font-family: Calibri;font-size: small">-</span><span style="font: 7pt &quot;Times New Roman&#038;quot">          </span></span></span><span style="font-family: Calibri;font-size: small">You are currently collecting welfare as Social Assistance</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0pt 36pt"><span><span><span style="font-family: Calibri;font-size: small">-</span><span style="font: 7pt &quot;Times New Roman&#038;quot">          </span></span></span><span style="font-family: Calibri;font-size: small">You are currently unemployed and are looking for a job within the next 2 months</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0pt 36pt"><span><span><span style="font-family: Calibri;font-size: small">-</span><span style="font: 7pt &quot;Times New Roman&#038;quot">          </span></span></span><span style="font-family: Calibri;font-size: small">You have suffered from identity theft</span></p>
<p class="MsoListParagraphCxSpLast" style="margin: 0cm 0cm 10pt 36pt"><span><span><span style="font-family: Calibri;font-size: small">-</span><span style="font: 7pt &quot;Times New Roman&#038;quot">          </span></span></span><span style="font-family: Calibri;font-size: small">You were denied for a consumer type of loan</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: Calibri;font-size: small">The following USA States allow free access to credit reports: Vermont, New Jersey, Massachusetts, Maryland, Maine, Georgia and Colorado. If you are outside of these specific States, you can still request your report for free in writing and mail to the address below:</span></p>
<p class="MsoNoSpacing" style="text-align: center;margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">===============================</span></p>
<p class="MsoNoSpacing" style="text-align: center;margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Annual Credit Report Request Service</span></p>
<p class="MsoNoSpacing" style="text-align: center;margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">P.O. Box 105281</span></p>
<p class="MsoNoSpacing" style="text-align: center;margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Atlanta, GA </span></p>
<p class="MsoNoSpacing" style="text-align: center;margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">30348-5281</span></p>
<p class="MsoNoSpacing" style="text-align: center;margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">===============================</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">By mailing your request for your credit reports, you can receive reports from all 3 of the national credit reporting agencies from one request rather than 3 separate requests. If you wish to contact the credit reporting agencies or expedite the process of receiving your report, you can call them directly:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-size: small"><span style="font-family: Calibri">Equifax Credit Report Contact Number: <span> </span>1-800-685-1111 <span> </span></span></span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Experian Credit Report Contact Number: <span> </span>1-888-397-3742</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-size: small"><span style="font-family: Calibri">TransUnion Credit Report Contact Number: <span> </span>1-800-916-8800 <span> </span></span></span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Include the following information in your letter (you can copy/paste the format below into a document editing program like Microsoft Word and then print out on your printer):</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">To Annual Credit Reports,</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Please send me my free credit report from all 3 of the Nationwide Credit Reporting Companies (Equifax, Experian or TransUnion). My information is found below:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Social Security Number:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Date of Birth (Written Month/DD/YYYY):</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">First Name:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Middle Initial:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Last Name:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="text-decoration: underline"><span style="font-size: small"><span style="font-family: Calibri">Current Mailing Address</span></span></span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">House Number:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Street Name:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Apartment/Suite Number:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">City:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">State:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Zip Code:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="text-decoration: underline"><span style="font-size: small"><span style="font-family: Calibri">Previous Mailing Address (If current Address is less then 2 years)</span></span></span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">House Number:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Street Name:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Apartment/Suite Number:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">City:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">State:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Zip Code:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: Calibri;font-size: small">Processing from the time your written request is received is 2 weeks. You will receive your mailed credit report in about 3 weeks. If for any reason additional information is required of you from the 3 different credit reports agencies, Equifax, Experian or TransUnion, they will write you a letter requesting any additional information.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><strong><span style="font-family: Calibri;font-size: small"> </span></strong></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><strong><span style="font-size: small"><span style="font-family: Calibri">Credit Score Range</span></span></strong></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: Calibri;font-size: small">Your Credit Score is basically a numerical representation of your ability to manage and pay any type of debt. This could be in the form of credit cards, your mortgage, car payments and cell phone bills. Any institution that has the ability to offer variable rates of borrowing to a consumer will use this score to determine your borrowing rate. Below are credit score values that you will see and the effects on you as a borrower.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt 36pt"><span style="font-size: small"><span style="font-family: Calibri"><span style="text-decoration: underline">720 Credit Score or Greater</span> – You have an Excellent Credit Score where you will get the lending institution best interest rate available. At this level you will probably have Banks or other credit institutions contacting you asking if you would like to receive credit.</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt 36pt"><span style="font-size: small"><span style="font-family: Calibri"><span style="text-decoration: underline">680 Credit Score or Greater</span> – You have a Very Good Credit Score where you will have no problems receiving financing with nearly the best or the best lending rates.</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt 36pt"><span style="font-size: small"><span style="font-family: Calibri"><span style="text-decoration: underline">620 Credit Score or Greater</span> – You have a Fair/Good Credit Score and more often than not you will be approved for financing. Your lending rate will be more expensive at this level.</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt 36pt"><span style="font-size: small"><span style="font-family: Calibri"><span style="text-decoration: underline">580 Credit Score or Greater</span> – You have a Low Credit Score where more likely you will not be approved for any type of financing. In the smaller chances of being accepted for financing your lending rate will be many percentage points above the average. </span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt 36pt"><span style="font-size: small"><span style="font-family: Calibri"><span style="text-decoration: underline">500-579 Credit Score or Lower</span> – You are the highest credit risk and will basically always be denied any type of borrowing from any institution most likely because of bankruptcy filing. At this level you are better off asking your parents or a rich uncle or aunt to help you with your borrowing and even then it might be a struggle. </span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><strong><span style="font-family: Calibri;font-size: small"> </span></strong></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><strong><span style="font-size: small"><span style="font-family: Calibri">Savings from an Excellent versus Good versus Bad Credit Score</span></span></strong></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: Calibri;font-size: small">Borrowing savings are evident with a top tier credit score. Whether you are looking to finance a car or want a constant line of credit or wish to purchase a future home, the savings add up with having a strong credit rating.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-size: small"><span style="font-family: Calibri"><span style="text-decoration: underline">Example:</span> You go to your bank and apply to get a $200,000 mortgage over 25 years and their best interest rate is 3.00%. This rate is only for their top tier members who have an excellent credit rating. For a member who has an average credit score rating the bank interest rate is +1.00% above their best rate and for low credit rating members +1.75% above the best rate.<span>  </span>Below is a comparison between the monthly payments based on semi-monthly payments.</span></span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Excellent Credit Rating Member = $945.90 payment/month</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Good Credit Rating Member = $1051.18 payment/month </span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Low Credit Rating Member = $1133.80 payment/month</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">The member with an excellent credit score enjoys an extra $187.90 per month of savings compared to the low credit rating member and a $105.28 savings per month over the good credit rating member.<span>  </span>These differences add up to 5 figure savings over the course of a 25 year amortization.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"> </p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"> </p>
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		<title>Depression and Anxiety Disorders</title>
		<link>http://theguideto.com/depression-and-anxiety-disorders/</link>
		<comments>http://theguideto.com/depression-and-anxiety-disorders/#comments</comments>
		<pubDate>Wed, 27 Jul 2011 15:25:36 +0000</pubDate>
		<dc:creator>Elaine</dc:creator>
		
		<category><![CDATA[Health]]></category>

		<guid isPermaLink="false">http://theguideto.com/?p=2103</guid>
		<description><![CDATA[Anxiety disorders and depression frequently come together. Approximately half of all people with an anxiety problem also suffer from depression, and two-thirds of people with depression have a co-existing anxiety disorder, according to the Anxiety Disorders Association of America (n.d.). The large occurrence of co-occurrence for these two ailments strongly suggests they are linked.
One reason [...]]]></description>
			<content:encoded><![CDATA[<p>Anxiety disorders and depression frequently come together. Approximately half of all people with an anxiety problem also suffer from depression, and two-thirds of people with depression have a co-existing anxiety disorder, according to the Anxiety Disorders Association of America (n.d.). The large occurrence of co-occurrence for these two ailments strongly suggests they are linked.</p>
<p>One reason for this link might be the significant overlap in the risk factors and causes for the two conditions. When you compare symptoms, however, the link is more complicated. Some symptoms are strikingly similar (such as having a negative outlook on life), while others could be considered opposites.</p>
<h2>Symptoms of Anxiety Disorders and Depression</h2>
<p>Anxiety disorders and depression are generally considered mood disorders. They affect the way an individual feels, which impacts thoughts and behavior.</p>
<p>An anxiety disorder&#8217;s effect on mood differs somewhat, depending on the type of disorder. Generally, however, a person with an anxiety disorder goes through intense worry and fear along with chronic, unwanted negative thoughts. These emotions can result in distraction and difficulty completing tasks. Physical symptoms could include agitation, muscle tension and sleeplessness. Behaviorally, the individual may frequently avoid situations that increase anxiety and stress.</p>
<p>As with any anxiety disorder, people with depression may also feel agitated, tense and have sleeplessness. They can have difficulty focusing on completing a task and may display avoidance behaviors, just as anxiety disorder sufferers often do.</p>
<p>However, people who have depression will often have strong feelings of hopelessness and overwhelming sadness, which frequently lead to slowness of movement and speech. Depression may also cause people to sleep an excessive amount rather than not enough. These depression symptoms are notably different from the jumpy, excitable behavior associated with many anxiety disorders.</p>
<h2>Causes and Risk Factors of Depression</h2>
<ul>
<li>Alcohol or drug abuse</li>
<li>Certain medical conditions, including underactive thyroid, cancer, or long-term pain</li>
<li>Certain medications such as steroids</li>
<li>Family history of mood disorders</li>
<li>Gender (females are at higher risk than males)</li>
<li>Lower levels of certain brain chemicals associated with mood (e.g. serotonin)</li>
<li>Sleeping problems</li>
<li>Stressful events such as:
<ul>
<li>Breaking up with a boyfriend or girlfriend</li>
<li>Failing a class</li>
<li>Death or illness of someone close to you</li>
<li>Divorce</li>
<li>Childhood abuse or neglect</li>
<li>Job loss</li>
<li>Social isolation (common in the elderly)</li>
</ul>
</li>
</ul>
<p>The overlap in factors that cause the two disorders is reflected in their highly similar treatment approaches. Both disorders are generally treatable with antidepressant medications and psychotherapy.</p>
<h2>Are Anxiety Disorders and Depression One Condition?</h2>
<p>The symptoms between panic attacks and depression are related but different, while the causes are nearly indistinguishable. Because of this link, some psychologists are starting to question if the two conditions may actually represent different sets of symptoms that are part of a single disorder. At this time, anxiety disorders and depression are classified as different diseases. However, research into this question is ongoing, and a better understanding of why they co-occur so often may be just around the corner.</p>
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		<title>Unemployment Insurance Benefits</title>
		<link>http://theguideto.com/unemployment-insurance-benefits/</link>
		<comments>http://theguideto.com/unemployment-insurance-benefits/#comments</comments>
		<pubDate>Mon, 25 Jul 2011 10:30:45 +0000</pubDate>
		<dc:creator>theguideto</dc:creator>
		
		<category><![CDATA[Education and Employment]]></category>

		<category><![CDATA[Extended Unemployment Benefits]]></category>

		<category><![CDATA[US Unemployment Benefits]]></category>

		<guid isPermaLink="false">http://theguideto.com/?p=2092</guid>
		<description><![CDATA[ 
The Unemployment rate nationally in the United States is just under 10%. Many Americans have felt the impact of the economic downturn as large, medium and small businesses have had to reduce their labour force through layoffs. If you have found yourself out of work where you were able to work but were laid off [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="margin: 0cm 0cm 10pt"> </p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: Calibri;font-size: small">The Unemployment rate nationally in the United States is just under 10%. Many Americans have felt the impact of the economic downturn as large, medium and small businesses have had to reduce their labour force through layoffs. If you have found yourself out of work where you were able to work but were laid off through no fault of your own, then this is a starting point for qualifying to receive an unemployment benefit payment. If you are an individual seeking Unemployment Insurance, this guide will help you with many of the questions you may have about receiving benefits.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: Calibri;font-size: small">The U.S. Department of Labor is responsible for all Unemployment Insurance Programs. The various programs are listed below:</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">State Unemployment Insurance</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Disaster Unemployment Assistance DUA</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Unemployment Compensation for Federal Employees</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Unemployment Compensation for Ex-Service members</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Extended Benefits</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Trade Readjustment Allowances TRA</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Self-Employment Assistance</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-size: 12pt"><span style="font-family: Calibri">Unemployment Benefits Eligibility:</span></span></p>
<p class="MsoListParagraphCxSpFirst" style="margin: 0cm 0cm 0pt 36pt"><span><span><span style="font-family: Calibri;font-size: small">-</span><span style="font: 7pt &quot;Times New Roman&amp;quot">          </span></span></span><span style="font-family: Calibri;font-size: small">You have been working full time 12 out of the last 16 months</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0pt 36pt"><span><span><span style="font-family: Calibri;font-size: small">-</span><span style="font: 7pt &quot;Times New Roman&amp;quot">          </span></span></span><span style="font-family: Calibri;font-size: small">You are completely or partially unemployed</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0pt 36pt"><span><span><span style="font-family: Calibri;font-size: small">-</span><span style="font: 7pt &quot;Times New Roman&amp;quot">          </span></span></span><span style="font-family: Calibri;font-size: small">You are fully capable and able to immediately accept work</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0pt 36pt"><span><span><span style="font-family: Calibri;font-size: small">-</span><span style="font: 7pt &quot;Times New Roman&amp;quot">          </span></span></span><span style="font-family: Calibri;font-size: small">You are out of work from no fault of your own</span></p>
<p class="MsoListParagraphCxSpLast" style="margin: 0cm 0cm 10pt 36pt"><span><span><span style="font-family: Calibri;font-size: small">-</span><span style="font: 7pt &quot;Times New Roman&amp;quot">          </span></span></span><span style="font-family: Calibri;font-size: small">You are actively looking for work</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><strong><span style="font-size: small"><span style="font-family: Calibri">Unemployment Benefits Filing a Claim:</span></span></strong></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: Calibri;font-size: small">Although the Unemployment Insurance program is a Federal program, you are still required to apply for benefits within your individual State. Almost all States have the ability to apply for benefits over the Internet and/or telephone. There are three States where you only option is to apply in person, Delaware, Georgia, West Virginia. If you do not live in any of these 3 States, you will be able to get the Unemployment Benefits Application form and apply over the Internet or by telephone. Quickly file your benefits claim online over the Internet or through the telephone, go to <a rel="nofollow" href="http://www.servicelocator.org/OWSLinks.asp" target="_top"><strong>State UI Claim</strong></a></span><span style="font-family: Calibri;font-size: small"> and click on your State.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: Calibri;font-size: small">You should file your claim as soon as you are officially unemployed. The sooner you file the quicker you will receive your benefits. There is a 1-week unpaid wait period regardless of State and the wait period is typically 2-3 weeks before receiving your first Unemployment Benefit check or deposit.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><strong><span style="font-size: small"><span style="font-family: Calibri">Benefits Payment Amount and Receiving Benefits</span></span></strong></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: Calibri;font-size: small">Each State has slightly different Unemployment benefit amounts but the average is 36% of your salary in a one week period of time.</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">California State Unemployment Benefit Amounts - Minimum $40/week and Maximum $450/week</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Florida State Unemployment Benefit Amounts – Minimum $32/week and Maximum $275/week</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">New York State Unemployment Benefits - Maximum $405/week</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small">Washington State Unemployment Benefit Amounts – Minimum $138/week and Maximum $583/week (Claims made between March 06, 2011 and November 05, 2011 will be Minimum $163/week and Maximum $608/week)</span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNoSpacing" style="margin: 0cm 0cm 0pt"><span style="font-family: Calibri;font-size: small"> </span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><strong><span style="font-size: small"><span style="font-family: Calibri">How Long Can You Receive Benefits:</span></span></strong></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"><span style="font-family: Calibri;font-size: small">You can receive benefits for up to 26 weeks dependent on how long you have worked in the past leading up to applying for unemployment benefits. In February 2009 the US Government made changes that allowed unemployed Americans to receive up to an additional 20 weeks of unemployment benefits through the Extended Benefits (EB) program. This is specific to States where high unemployment rates are evident (any State with greater than 8% unemployment rate). Check with your local unemployment agency to confirm if your resident State is considered one with higher than average unemployment.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt"> </p>
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		<title>Rhinoplasty</title>
		<link>http://theguideto.com/rhinoplasty/</link>
		<comments>http://theguideto.com/rhinoplasty/#comments</comments>
		<pubDate>Wed, 13 Jul 2011 20:15:44 +0000</pubDate>
		<dc:creator>theguideto</dc:creator>
		
		<category><![CDATA[Health]]></category>

		<guid isPermaLink="false">http://theguideto.com/?p=2087</guid>
		<description><![CDATA[Reconstructive surgery on the nose or rhinoplasty, is more commonly known as a &#8220;nose job.&#8221; Rhinoplasty alters the outer appearance of the nose &#38; is unlike septoplasty, which is a type of sinus surgery or nose surgery that alters the inner structure of the nose, usually to help with breathing problems. The main purpose of [...]]]></description>
			<content:encoded><![CDATA[<p>Reconstructive surgery on the nose or rhinoplasty, is more commonly known as a &#8220;nose job.&#8221; Rhinoplasty alters the outer appearance of the nose &amp; is unlike <em>septoplasty</em>, which is a type of sinus surgery or nose surgery that alters the inner structure of the nose, usually to help with breathing problems. The main purpose of this proceedure is to achieve a more harmonious balance of the nose with other facial features. It is best performed by a cosmetic physician who has a good understanding of facial anatomy as well as who has extensive experience in nose surgery.</p>
<h2>What is Typically Changed</h2>
<p>A nose job can change just about any aspect of the nose&rsquo;s appearance. Nose surgery can:</p>
<ul type="disc">
<li>alter the angle between the nose and upper lip</li>
<li>correct or alter birth defects</li>
<li>increase or decrease the overall size of the nose</li>
<li>reshape or alter the tip of the nose</li>
<li>straighten or reshape the bridge of the nose</li>
<li>widen or thin out the shape of the nose.</li>
</ul>
<h2>Best Candidates for Nose Surgery</h2>
<p>People considering a nose job should be over the age of 18 and in good physical health. They should also be mentally stable and have realistic expectations for the procedure.</p>
<p>A nose job can enhance other facial features, correct defects and balance facial symmetry. It cannot change every aspect of a person&rsquo;s face or alter their entire appearance.</p>
<h2>Nose Surgery Financing</h2>
<p>Because cosmetic plastic surgery procedures can get expensive, many surgeons offer payment plans or refer patients to financial institutions that offer plastic surgery loans. Banks and other financial institutions offer loans specifically for plastic surgery. This way, patients have a longer period of time for which to pay off their procedures.</p>
<blockquote>
<h3>Nose Surgery Costs</h3>
<p>Rhinoplasty is one of the five most popular procedures in the United States. </p>
<p>The cost of each procedure varies depending on the specific surgeon, your location and the extent of the procedure, but is typically no less than $5,000.00</p>
</blockquote>
<p>Most health insurance plans will not cover a nose job unless it is done out of medical necessity, such as if the patient has a breathing problem. Check ahead of time with your health care provider before counting on your procedure being covered by insurance.</p>
<h2>Nose Surgery Risks and Effects</h2>
<p>While rhinoplasty is a safe and usually routine procedure, the recovery period can be difficult for some people. Patients can experience swelling, bruising and tenderness for a few weeks following the surgery. Rest and relaxation is necessary.</p>
<p>Most rhinoplasty patients are also given prescription pain killers following surgery. These should be picked up before the procedure so that patients don&rsquo;t have to worry about visiting a pharmacy while in pain and bandaged up.</p>
<p>In some cases, complications can occur after the surgery. These are rare, but can include:</p>
<ul type="disc">
<li>a numb sensation in or around the nose</li>
<li>an uneven-looking or asymmetrical nose</li>
<li>difficulty breathing through the nose</li>
<li>frequent nosebleeds</li>
<li>reduced sense of smell</li>
<li>visible scarring.</li>
</ul>
<p>After surgery, patients should avoid certain activities to reduce their risk of complications and extra pain. These include:</p>
<ul type="disc">
<li>aerobics, jogging and any other strenuous exercise or activity</li>
<li>lifting anything that weighs more than 25 pounds</li>
<li>sleeping with your head lower than your chest</li>
<li>swimming.</li>
</ul>
<p>These precautions and others may be necessary for several weeks after surgery. Your surgeon will give you specific information on precautions to take and how long to take them.</p>
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		<title>Credit Checks</title>
		<link>http://theguideto.com/credit-checks/</link>
		<comments>http://theguideto.com/credit-checks/#comments</comments>
		<pubDate>Tue, 12 Jul 2011 13:16:04 +0000</pubDate>
		<dc:creator>theguideto</dc:creator>
		
		<category><![CDATA[Business and Finance]]></category>

		<guid isPermaLink="false">http://theguideto.com/?p=2081</guid>
		<description><![CDATA[In Today&#8217;s world your interactions with Banks, Credit Card Companies, and almost any other Financial based institution is influenced by your Credit Report Data and Credit Scores.
Everybody has a Personal Credit History and Credit Score which these Financial Institutions use to judge what Risk is involved to loan you Money or give you a Credit [...]]]></description>
			<content:encoded><![CDATA[<p>In Today&#8217;s world your interactions with Banks, Credit Card Companies, and almost any other Financial based institution is influenced by your Credit Report Data and Credit Scores.</p>
<p>Everybody has a Personal Credit History and Credit Score which these Financial Institutions use to judge what Risk is involved to loan you Money or give you a Credit Card.</p>
<p>Credit Reports and Credit Scores have always been shrouded in mystery and secrecy in the past, despite its massive impact on the Average Consumer. However, this is all going to change in 2011.<br />
A Consumer Financial Protection Bureau will gain authority over enforcing the credit-score disclosure rules when this new bureau starts up as a consumer watchdog agency on July 21 2011.<br />
Lenders almost always review credit reports to determine a loan applicant&#8217;s credit-worthiness and risk level. Low credit scores and negative information on credit reports can leave a consumer paying higher interest rates or being outright denied Credit, loans, or Credit Cards.</p>
<p>Under the New Rules, creditors must disclose credit scores and related information to consumers when a credit score is used in setting terms of credit or when denying a consumers application for credit.</p>
<p>John Ulzheimer, president of consumer education for SmartCredit.com, said in a recent interview that the new regulations would be &#8220;hugely empowering&#8221; for consumers, enabling them to see the exact score banks and other lenders use to make credit decisions. </p>
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		<title>Chihuahua Puppies</title>
		<link>http://theguideto.com/chihuahua-puppies-2/</link>
		<comments>http://theguideto.com/chihuahua-puppies-2/#comments</comments>
		<pubDate>Thu, 30 Jun 2011 21:34:41 +0000</pubDate>
		<dc:creator>theguideto</dc:creator>
		
		<category><![CDATA[Chihuahua Puppies]]></category>

		<guid isPermaLink="false">http://theguideto.com/chihuahua-puppies-2/</guid>
		<description><![CDATA[This article offers information about Chihuahua puppies by describing their appearance when full grown and as puppies, their temperament, training or raising them and by citing their sources.]]></description>
			<content:encoded><![CDATA[<p>Dog make great companions especially if they are raised as puppies. But there are many dog breeds to choose from in the world and each have their own unique appearance, personality and temperament. If you want a small dog with a big personality, you can always go with the Chihuahua breed.<br />
<strong>Appearance, Built and Temperament</strong></p>
<p>Chihuahuas is considered to be the smallest type of dog in the world (teacup Chihuahua) especially when they are newly born. Chihuahua puppies grow up to have a round head with a very tiny yet pointed muzzle. Chihuahua puppies grow up to have big black or ruby eyes. Chihuahua puppies are also known to have large ears that stand high.</p>
<p>As puppies, Chihuahuas have a very fragile portion on top of their skull called the &ldquo;molera&rdquo;. As they get older, the sensitive portion develops and the gap closes when they reach adulthood. It&rsquo;s build is small and stout with a curved tail and High Energy. The Chihuahua is the dog most people think of when they recall &#8216;Yappy Dogs&#8217; from their past experiences. These dogs like any other breed can have undesired behaviour if the owners do not properly train the animal. They can come in short or long haired coats which may vary in colors of sand, chestnut, black tan, steel blue, fawn or a mix of all the mentioned colors.</p>
<p>In term of temperament, Chihuahua puppies grow up to be very energetic. They typically posses the traits of being affectionate, brave, bold (despite their size) and frequently they try to get the attention of their master. They are loyal companions which stay close to their owners especially when strangers are around. They can be sensitive when being teased.</p>
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<p>
<strong>Raising Chihuahua Puppies and Sources</strong></p>
<p>If you&rsquo;re thinking of training a Chihuahua, the best way to start is to raise them from birth. Nothing beats building a strong and deep emotional bond with a Chihuahua while they are still pups. Make sure to nurture the puppy from birth before they reach the age of about six months. It&rsquo;s during this period, the Chihuahua adjusts and associates with it&rsquo;s surroundings.</p>
<p>Chihuahua puppies can be found in many Chihuahua kennels. Sources to Chihuahua puppies and kennels can be found on many websites which provides a list of Chihuahuas with their pictures and descriptions. They are usually up for adoption or for sale.</p></p>
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		<title>Exterior Paint Colors</title>
		<link>http://theguideto.com/exterior-paint-colors/</link>
		<comments>http://theguideto.com/exterior-paint-colors/#comments</comments>
		<pubDate>Tue, 14 Jun 2011 23:20:47 +0000</pubDate>
		<dc:creator>theguideto</dc:creator>
		
		<category><![CDATA[Home and Family]]></category>

		<guid isPermaLink="false">http://theguideto.com/?p=2068</guid>
		<description><![CDATA[When it comes to painting your exteriors, people are often worried about what color to use. Painting your house exterior with the wrong color can be a real disaster. That is why people are often cautious of choosing the right color for exterior paint.
As a general rule, if you want your house to appear brighter [...]]]></description>
			<content:encoded><![CDATA[<p>When it comes to painting your exteriors, people are often worried about what color to use. Painting your house exterior with the wrong color can be a real disaster. That is why people are often cautious of choosing the right color for exterior paint.</p>
<p>As a general rule, if you want your house to appear brighter and more spacious, you have to use exterior paints with light colors. Dark colors tend to absorb more heat, so using dark colors for paint will make your home warmer. If you live in a warm area, using dark paint is not suitable. Yet, you can choose a lighter shade of the paint color you want as a compromise. All it takes is some creativity to make your house exterior look attractive.</p>
<p>Some people opt to use several colors. It is a common mistake to use only two colors. Only a few realize that using three or four colors have very surprising and dramatic effect. When choosing the colors to use, see to it that the colors are complimentary. Some colors might seem hip for a season or two but think about the neighborhood you live in and whether the color combination fits in versus sticks out like a sore thumb.</p>
<p>Lastly, you have to choose the right brand of paint too. There are different types of paint, each used for specific purposes. When choosing exterior house paint, make sure the paint is made for the surface you are painting on.</p>
<p>If you will be painting on wood, then you have to use paint that can be used on wood. The paint should also be able to endure the environmental conditions like heat and moisture.</p>
<p>Paint of low quality is basically a waste of money. You may be able to save some money at the start, but you will have to spend again when the paint chips, or starts to peel.</p>
<p>With good exterior paint, you do not only have a beautiful home, but you also raise the value of your home. If ever you decide to sell your home, it will fetch a higher price if it has a beautiful paint job.</p>
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		<title>Who  can use IUDs</title>
		<link>http://theguideto.com/who-can-use-iuds/</link>
		<comments>http://theguideto.com/who-can-use-iuds/#comments</comments>
		<pubDate>Wed, 12 Aug 2009 04:49:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Birth Control]]></category>

		<category><![CDATA[catching]]></category>

		<category><![CDATA[diseases]]></category>

		<category><![CDATA[risk]]></category>

		<category><![CDATA[women]]></category>

		<guid isPermaLink="false">http://theguideto.com/who-can-use-iuds/</guid>
		<description><![CDATA[Women who are at a risk for catching sexually transmitted diseases  should not use IUDs, because these do not protect against infection.&#160; Also, IUDs cause complications with most  sexually transmitted diseases, particularly those that lead to pelvic  inflammatory disease. (Learn how to get rid of pelvic inflammatory disease)
Women who are currently being [...]]]></description>
			<content:encoded><![CDATA[<p>Women who are at a risk for catching sexually transmitted diseases  should not use IUDs, because these do not protect against infection.&nbsp; Also, IUDs cause complications with most  sexually transmitted diseases, particularly those that lead to pelvic  inflammatory disease. (Learn <a href="http://www.howtogetridofstuff.com/health/how-to-get-rid-of-pelvic-inflammatory-disease-pid/">how to get rid of pelvic inflammatory disease</a>)</p>
<p>Women who are currently being treated for an STD cannot use IUDs.&nbsp; You have to be free from <a href="http://bodyhealing.com/index.php?option=com_content&amp;task=view&amp;id=311&amp;Itemid=28">STDs</a> and STIs and  have finished treatment for three months before you can have an IUD.</p>
<p>IUDs cannot be inserted in women who are pregnant.&nbsp; IUDs cannot be inserted in women who have  cancer or diseases in their reproductive organs.&nbsp; </p>
<p>Some women have uterine abnormalities and cannot have IUDs.&nbsp; &nbsp;</p>
<p>Women who are anemic, or who experience heavy menstrual bleeding are  recommended to find an alternative method of birth control.</p>
<p>Women who have given childbirth should wait between 48 hours to 4 weeks  before getting an IUD.&nbsp; The risk for  uterine perforation is higher just after giving childbirth.</p>
<p>Your doctor will do a pelvic exam to check for infection and  abnormalities before giving you an IUD.</p>
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		<title>Comparing Prescription Birth Control Methods</title>
		<link>http://theguideto.com/comparing-prescription-birth-control-methods/</link>
		<comments>http://theguideto.com/comparing-prescription-birth-control-methods/#comments</comments>
		<pubDate>Wed, 12 Aug 2009 04:49:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Birth Control]]></category>

		<category><![CDATA[cervical]]></category>

		<guid isPermaLink="false">http://theguideto.com/comparing-prescription-birth-control-methods/</guid>
		<description><![CDATA[Perhaps you have decided that prescription birth control is the way to go. You&#8217;ve analyzed the advantages and disadvantages, and now you want to choose which method to go with (See how to choose a birth control method). This chart will help you choose from the diaphragm, cervical cap, and shield to make the best [...]]]></description>
			<content:encoded><![CDATA[<p>Perhaps you have decided that prescription birth control is the way to go. You&rsquo;ve analyzed the advantages and disadvantages, and now you want to choose which method to go with (See <a href="http://monsterguide.net/how-to-choose-a-birth-control-method">how to choose a birth control method</a>). This chart will help you choose from the <a href="/barrierbased_birth_control_methods/prescription_barrier_methods/diaphragms/">diaphragm</a>, <a href="/barrierbased_birth_control_methods/prescription_barrier_methods/femcap/">cervical cap</a>, and <a href="/barrierbased_birth_control_methods/prescription_barrier_methods/leas_shield/">shield</a> to make the best decision for your protection. </p>
<p><a href="/assets/prescription_barrier_comp.pdf" target="_blank">Click here to view chart</a> (PDF).</p>
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